Articles Posted in General Investment News

Street Name Registration – Securities Ownership: This post is designed to provide the reader with a general description of securities ownership through street name registration. Please keep in mind that this information is being provided for educational purposes only and is not designed to be complete in all material respects. Thus, this post should not…

Physical Certificate – Securities Ownership: This post is designed to provide the reader with a general description of securities ownership through the ownership of a physical certificate. Please keep in mind that this information is being provided for educational purposes only and is not designed to be complete in all material respects. Thus, this post…

Securities Registration. What are the alternatives available to investors to register securities ownership. This post is designed to provide the reader with a general description of the ways that an investor can register their securities ownership. Please keep in mind that this information is being provided for educational purposes only and is not designed to…

MSRB’S EMMA WEBSITE SPOTLIGHTS 529 COLLEGE SAVINGS PLAN INFORMATION September, 2012: The Municipal Securities Rulemaking Board (MSRB) recently announced that it is making it easier for families saving for future higher education expenses to find information about 529 college savings plans. The MSRB’s Electronic Municipal Market Access (EMMA®) website provides access to information about 529…

SEC Charges Wells Fargo for Selling Complex Investments Without Disclosing Risks August, 2012: The Securities and Exchange Commission recently charged Wells Fargo’s brokerage firm and a former vice president for selling investments tied to mortgage-backed securities without fully understanding their complexity or disclosing the risks to investors. The SEC found that Wells Fargo improperly sold…

Invest Internationally – How to do it. There are a number of ways individual investors may gain exposure to international investments. As with domestic investments, investors should first learn as much as they can about an investment. The purpose of this post is to provide the reader with general discussion of this topic. This information…

Understanding fees and costs associated with mutual funds: What are the fees and costs associated with purchasing, owning and selling mutual funds. The purpose of this post is to provide the reader with general comments on this subject. Please be advised that this information is being provided for educational purposes only and is not designed…

How to buy and sell mutual funds This post is designed to provide the reader with information relative to the methods that an investor might pick to buy and sell mutual fund shares. This information is being provided for educational purposes only. It is not designed to be complete in all material respects. Thus, it…

Bid and Asked and Bid-Asked Spread: The purpose of this post is to provide the reader with a general description of the terms “bid and asked” and “bid and asked spread.” This post is being provided for educational purposes only. It is not designed to be complete in all material respects. Thus, the information provided…

MSRB PROVIDES GUIDANCE TO UNDERWRITERS ON IMPLEMENTATIONOF NEW OBLIGATIONS TO STATE AND LOCAL GOVERNMENTS July, 2012: The Municipal Securities Rulemaking Board (MSRB) recently published comprehensive implementation guidance to assist underwriters in meeting their newly expanded legal obligations to state and local governments. Effective August 2, 2012, underwriters of municipal securities are required to disclose to…