Articles Posted in Investment Terms and Concepts

Florida Certified Public Accountant (CPA) or Public Accountant Negligence and Breach of Contract State and Federal Court Litigation Attorney: An audit is a professional examination and verification of a company’s accounting documents and supporting data for the purpose of rendering an opinion as to their fairness, consistency, and conformity with generally accepted accounting principles. An…

South Florida Commercial Property Dispute State and Federal Court and American Arbitration Association (AAA) Arbitration Attorney: The phrase “Commercial Real Estate” includes income-producing property, such as office buildings, factories, warehouses, industrial parks, hotels, shopping centers and restaurants. Commercial property must usually be zoned for business purposes. It is possible to invest in commercial property directly,…

Commercial Paper – South Florida Business and Commercial Litigation and AAA (American Arbitration Association) Arbitration Attorney: “Commercial Paper” is usually a short-term obligation with maturities ranging from 2 to 270 days issued by banks, corporations, and other borrowers to investors with temporarily idle cash. Such instruments are unsecured and usually discounted, although some are interest-bearing.…

Letter of Credit – South Florida Business and Commercial Litigation and Arbitration Attorney: A Letter of Credit is an instrument or document issued by a bank guaranteeing the payment of a customer’s drafts up to a stated amount for a specified period. It substitutes the bank’s credit for the buyer’s and eliminates the seller’s risk.…

Interest Rate Risk – South Florida State and Federal Court Breach of Contract and Business Litigation Attorney: Interest rate risk is relates to the fact that changes in interest rates will adversely affect the value of an investor’s securities portfolio. For example, an investor with large holdings in long term bonds and utilities has assumed…

Interest – Rate Options Contracts: Interest rate options contracts are options contracts based on an underlying debt security. Options, unlike futures, give their buyers the right, but not the obligation, to buy the underlying bond at a fixed price before a specific date in the future. Option sellers promise to sell the bonds at a…

Foreign Currency Futures and Options: Foreign currency futures and options are futures and option contracts based on foreign currencies, such as the British Pound, Euro and Japanese yen. The purpose of this post is to provide the reader with general information relative to these type of investments. Please keep in mind that this post is…

IPO Considerations Relating to Emerging Growth Companies: One thing to keep in mind before investing in an IPO is that many disclosure and other requirements that now apply to public companies are phased in over time for what are called “emerging growth companies.” Emerging growth companies generally have less than $1 billion in revenue. A…

Initial Public Offering (IPO): Additional due diligence factors to consider before investing in an Initial Public Offering (IPO): In addition to the due diligence factors that we discussed in an earlier post, which can be found here, an investor may want to take into consideration the following items when making an investment involving shares of…

What are some of the ways that an investor may learn about a company involved in an IPO (Initial Public Offering)? An initial public offering (IPO) gives the investing public an opportunity to own and participate in the growth of a formerly private company. By their nature, however, IPOs can be risky and speculative investments.…